Privacy and Spam Policy
Privacy Policy – August 2021
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Privacy and Spam Policy
Our Commitment
Maven Capital is committed to providing you with the highest levels of client service. We recognise that your
privacy is very important to you. Privacy Amendment (Enhancing Privacy Protection) Act 2012 sets out a
number of Australian Privacy Principles (APPs). Our aim is to both support and ensure that we comply with
these principles. Further information on privacy in Australia may be obtained by visiting the website of the
Office of the Australian Information Commissioner at http://www.oaic.gov.au.
This Privacy Policy discloses the purpose, and how the personal information you provide to us and our
representatives, is collected, used, held, disclosed and disseminated.
We encourage you to check our website regularly for any updates to our Privacy Policy.
Your Personal Information
As a financial service provider, Maven Capital is subject to certain legislative and regulatory requirements
under s961B of the Corporations Act and the Anti-Money Laundering and Counter-Terrorism Financing Act
- These require us to obtain personal information about you including:
your name, contact details, date of birth, tax file number
information regarding your dependents and family commitments
your occupation, and employment history
your financial needs and objectives;
your assets, liabilities, income, expenses insurances, and social security entitlements
How We Collect Personal Information
Maven Capital collects personal information directly from you or from third parties once authorisation has
been provided by you. You have the right to refuse us authorisation to collect such information from a third
party.
How We Use Your Personal Information
Primarily, your personal information is used in order to provide advice to you. We may also use the
information for purposes related to the primary purpose where it is reasonable for you to expect the
information to be disclosed.
From time to time, we may provide you with direct marketing material. If, at any time, you do not wish to
receive this information any further, you may contact us with this request. You will be given the opportunity
to “opt out” from receiving communications from us or from third parties that send communications to you.
You may “opt out” from receiving these communications, such as newsletters, emails and other marketing
and promotional materials, by clicking on an unsubscribe link at the end of an email. We maintain details of
the source of your personal information used for direct marketing and you have the right to request these
details. We will endeavour to meet any requests within 2 weeks. We maintain a Register for those
individuals not wanting direct marketing material.
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When We May Disclose Your Personal Information
In line with modern business practices common to many financial institutions and to meet your specific needs
we may disclose your personal information to the following organisations:
superannuation fund trustees, insurance providers, fund managers and other product providers in order
to manage or administer your product or service;
compliance consultants;
paraplanning contractors or temporary staff to handle workloads during peak periods;
mailing houses;
insurance reference bureaus and loss adjusters
your professional advisers, including your solicitor or accountant as authorised by you;
information technology service providers;
another authorised representative of Maven Capital if necessary;
a potential purchaser/organisation involved in the proposed sale of our business for the purpose of due
diligence, corporate re-organisation and transfer or all or part of the assets of our business. Disclosure
will be made in confidence and it will be a condition of that disclosure that no personal information will
be used or disclosed by them;
a new owner of our business that will require the transfer of your personal information;
government and regulatory authorities, as required or authorised by law;
Our employees and the outsourcing companies/contractors are obliged to respect the confidentiality of any
personal information held by Maven Capital.
The Corporations Act has provided the Australian Securities and Investments Commission with the authority
to inspect certain personal information that is kept on our files about you.
We collect information about you for the purpose of reporting to AUSTRAC under the Anti-Money Laundering
and Counter-Terrorism Financing Act 2006.
How We Store and Secure Your Personal Information
We keep your personal information in your client files or electronically. These files are accessible to
authorised personnel only and are appropriately secured and subject to confidentiality requirements.
Personal information is treated as confidential information and sensitive information is treated as highly
confidential.
It is a legislative requirement that we keep all personal information and records for a period of 7 years. Should
you cease to be a client of ours, we will maintain your personal information on or off site in a secure manner
for 7 years. After this, the information will be destroyed.
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Ensure Your Personal Information Is Correct
Maven Capital takes all reasonable precautions to ensure that the personal information we collect, use and
disclose is accurate, complete and up to date. To ensure we can maintain this level of accuracy and
completeness, we recommend that you:
inform us of any errors in your personal information; and
update us with any changes to your personal information as soon as possible.
If you provide inaccurate or incomplete information we may not be able to provide you with the products or
services you are seeking.
Unsolicited personal information
We don’t usually collect unsolicited personal information. Where we receive unsolicited personal
information, we’ll determine whether or not it would have been permissible to collect that personal
information if it had been solicited. If we determine that collection would not have been permissible, to the
extent permitted by law, we’ll destroy or de-identify that personal information as soon as practicable.
Access to Your Personal Information
You have a right to access your personal information, subject to certain exceptions allowed by law. We ask
that you provide your request for access in writing (for security reasons) and we will provide you with access
to that personal information. Access to the requested personal information may include:
providing you with copies;
providing you with the opportunity for inspection; or
providing you with a summary.
If charges are applicable in providing access to you, we will disclose these charges to you prior to providing
you with the information.
Some exceptions exist where we will not provide you with access to your personal information if:
providing access would pose a serious threat to the life or health of a person;
providing access would have an unreasonable impact on the privacy of others;
the request for access is frivolous or vexatious;
the information is related to existing or anticipated legal proceedings between us and would not be
discoverable in those proceedings;
providing access would reveal our intentions in relation to negotiations with you in such a way as to
prejudice those negotiations;
providing access would be unlawful;
denying access is required or authorised by or under law;
providing access would be likely to prejudice certain operations by or on behalf of an enforcement body
or an enforcement body requests that access not be provided on the grounds of national security.
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Should we refuse you access to your personal information, we will provide you with a written explanation
for that refusal.
Using Government Identifiers
Although in certain circumstances we are required to collect government identifiers such as your tax file
number, Medicare number or pension card number, we do not use or disclose this information other than
when required or authorised by law or unless you have voluntarily consented to disclose this information to
any third party.
Dealing with us anonymously or using a pseudonym
You have the option to deal with us by not identifying yourself or by using a pseudonym where it is lawful
and practicable to do so. For example, if you telephone requesting our postal address.
Your sensitive information
Without your consent we will not collect information about you that reveals your racial or ethnic origin,
political opinions, religious or philosophical beliefs or afflations, membership of professional or trade
association, membership of a trade union, details of health, disability, sexual orientation, or criminal
record. Should we ever undertake direct marketing, we will only use or disclose your sensitive information
with your consent.
This is subject to some exceptions including when:
collection is required by law; and
the information is necessary for the establishment, exercise or defence of a legal claim.
Our Website
Maven Capital’s website may provide links to third party websites. The use of your information by these
third party sites is not within our control and we cannot accept responsibility for the conduct of these
organisations. Other websites are not subject to our privacy standards. You will need to contact or review
those websites directly to ascertain their privacy policies.
You may register with us to receive newsletters and other information. By doing so, your name and email
address will be collected and stored on our database. We take care to ensure that the personal information
you give us on our website is protected. For example, our website has electronic security systems in place,
including the use of firewalls and data encryption.
If you do not wish to receive any further information from us, or you wish to update your registration details,
please email your request to us. We will endeavour to meet your request within 5 working days.
Our Website utilises cookies to provide you with a better user experience. Cookies also allow us to identify
your browser while you are using our site – they do not identify you. If you do not wish to receive cookies,
you can instruct your web browser to refuse them.
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Complaints Resolutions
Please contact our Privacy Officer if you wish to complain about any breach or potential breach of your
privacy rights. We will refer your complaint to our Privacy Officer who will investigate the issue and determine
the steps we will undertake to resolve your complaint. We will contact you if we require any additional
information from you and will notify you in writing of the determination of our Privacy Officer. If you are not
satisfied with the outcome of your complaint, you are entitled to contact the Office of the Australian
Information Commissioner at www.oaic.gov.au.
PRIVACY OFFICER – Attn: Privacy Officer
Maven Capital Pty Ltd
PO BOX 438
Varsity Lakes QLD 4227
Ph. 07 5507 7721 E: compliance@mavencapital.com.au
Spam Policy
Spam is a generic term used to describe electronic ‘junk mail’- unwanted messages sent to a person’s email
account or mobile phone. In Australia, spam is defined as ‘unsolicited commercial electronic messages’.
The Australian Communications and Media Authority (ACMA) is responsible for enforcing the provisions of
the Spam Act. Additional information about the Spam Act and the ACMA’s role is available from:
www.acma.gov.au.
‘Electronic messaging’ covers emails, instant messaging, SMS and other mobile phone messaging, but not
cover normal voice-to-voice communication by telephone.
Maven Capital complies with the provisions of the Spam Act when sending commercial electronic messages.
Equally important, Maven Capital makes sure that our practices are in accordance with the National Privacy
Principles in all activities where they deal with personal information.
Internal Procedure for dealing with complaints
The three key steps Maven Capital follows:
Consent – Only commercial electronic messages are sent with the addressee’s consent – either express
or inferred consent.
Identify – Electronic messages will include clear and accurate information about the person and the
Maven Capital that is responsible for sending the commercial electronic message.
Unsubscribe – We ensure that a functional unsubscribe facility is included in all our commercial electronic
messages and deal with unsubscribe requests promptly.
Comply with the law regarding viral messages
Maven Capital ensures that Commercial Communications that include a Forwarding Facility contain a clear
recommendation that the Recipient should only forward the Commercial Communication to persons with
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whom they have a relationship, where that relationship means that person could be said to have consented
to receiving Commercial Communications.
Comply with the age sensitive content of commercial communication
Where the content of a Commercial Communications seeks to promote or inspire interaction with a product,
service or event that is age sensitive, Maven Capital takes reasonable steps to ensure that such content is
sent to Recipients who are legally entitled to use or participate in the product service or event.
Complaints Resolutions
The Spam Act specifies that the person’s consent has been withdrawn within five working days from the date
that an unsubscribe request was sent (in the case of electronic unsubscribe messages) or delivered (in the
case of unsubscribe messages sent by post or other means).
Please contact our Privacy Officer if you wish to complain about any breach or potential breach of your
privacy rights. Your complaint will be responded to within 7 days. If you are not satisfied with the outcome
of your complaint, you are entitled to contact the Office of the Australian Information Commissioner or the
Australian Communications and Media Authority.
PRIVACY OFFICER – Attn: Privacy Officer
Maven Capital Pty Ltd
PO Box 438
Varsity Lakes QLD 4227
Ph. 07 5507 7721
E: compliance@mavencapital.com.au